Half of the players already have an IF that's the same or better than the SBC being offered. The requirements are pretty steep unless you have millions of coins or a stacked club. I mean, 4 IFs for Fekir? The card looks really good but for only 84 rated you need 4 IFs and an 85 rated squad. The cheapest gold IFs are around 20k and those are the low rated ones. You have to spend at least 100k on the squad. That seems like too much to me. I get that there's a balance and you don't want every player in the game to have these great cards, but an 84 Fekir or De Marcos is hardly a game breaking thing. Why not make the requirements a little easier?